Tag: investment

LIC Jeevan Anand

~ Mr. Sameer ~ 1 Comment

Jeevan AnandPlan Highlights
Features
LIC’s Jeevan Anand is a With Profit assurance plan. The plan is a combination of the Whole Life Plan and the most popular Endowment Assurance Plan. It provides pre-decided Sum Assured and bonuses at the end of the stipulated premium paying term, but the risk cover on the life continues till death.
Snecial Features
• Moderate Premiums
• High bonus
• High liquidity
• Savings oriented.
Premiums are usually payable for the selected term of years or until death if it occurs during the term period. This policy not only makes provisions for the family of the life assured in the event of his early death but also assures a lump sum at a desired age. The lump sum can be reinvested to provide an annuity during the remainder of his life or in any other way considered suitable at that time. Read more

Avdhoot Investment

LIC of India Life Insurance Agent Policy Features Detail List

~ Mr. Sameer ~ 8 Comments

Here is the some LIC Life Insurance Product List. Find Key Features, Plan Presentation, Maximum/ Minimum Age Entry, Report about your Investment in Lic of India
LIC Endowment Policy

• LIC’s Endowment with Profits
• LIC’s Limited Payment Endowment With Profits
• LIC’s New JanaRaksha Policy
• LIC’s Bhavishya Jeevan Sp. Endowment
• LIC’s Jeevan Anand
• LIC’s Jeevan Mitra (Double) / Jeevan Mitra (Triple)
• LIC’s New Jeevan saral *

LIC Money Back Policy

• LIC’s Money Back with Profits (Plan-75)
• LIC’s Jeevan Surabhi [15/20/25] years
• LIC’s Bima Gold Plan *
• LIC’s Jeevan Sanchaya Plan
• LIC’s Jeevan Rekha

LIC’s Unit Link Life Insurance Policy

• LIC’s Market Plus-1*
• LIC’s Profit Plus
• LIC’s Fortune Plus ULIP
• LIC’s Money Plus-I*

LIC Special Plans

• LIC’s Jeevan Shree
• LIC’s Health Plus Insurance*
• LIC’s Asha Deep II
• LIC’s Jeevan Asha / Jeevan Asha II (Medical)
• LIC’s Jeevan Vishwas
• LIC’s Bima Nivesh Triple Cover

LIC’s Term Policy

• LIC’s Convertible Term Assurance
• LIC’s Term Assurance
• LIC’s New Bima Kiran
• LIC’s Anmol Jeevan *

LIC Joint Life Couple Policy

• LIC’s Jeevan Sathi

LIC Children’s Policy

• LIC’s Jeevan Kishore
• LIC’s Jeevan Chhaya
• LIC’s Komal Jeevan *
• LIC’s Marriage Endowment/ Educational Annuity
• LIC’s Jeevan Annurag

LIC Whole Life Policy

• LIC’s Whole Life with Profits
• LIC’s Convertible Whole Life Policy

LIC Women’s Policy

• LIC’s Jeevan Bharati (FOR WOMEN ONLY)

LIC policies for Disabled Dependents

• LIC’s Jeevan Aadhar
• LIC’s Jeevan Vishwas

LIC’s Group Insurance

LIC Housing loan Plans
• LIC’s Jeevan Griha Triple Cover
• LIC’s Jeevan Mitra Triple Cover
• LIC’s Jeevan Griha Double Cover

LIC Pension Plans And Annuities

• LIC’s Jeevan Dhara
• LIC’s Jeevan Akshay
• LIC’s Jeevan Suraksha
• LIC’s New Jeevan Akshay
• LIC’s New Jeevan Dhara

• NRI Insurance Investment
• FAQ’s on Life Insurance here
• Today’s Latest LIC ULIP NAV
• Check Your Income Tax
• LIC’s New Bonus Rates

Read Detail Article on our website. Contact us for Free Quotes on Life Insurance at sameer.lic@gmail.com or Call on +91-9825472919 for getting more detail. Ask our Insurance/ Investment/ Financial/ Agent/ Expert/ Advisor/ Consultant/ Corporate Agents for lower Cheapest Recurring low cost high risk cover calculations at www.avdhootinvestment.com

Lower inflation, in-line GDP boosts market sentiment

~ Mr. Sameer ~ Leave a comment

After lying low for the entire week, Indian stock market benchmarks surged on Friday to close over 3 per cent higher backed by host of positive cues from domestic and global markets.

Market opened with a gap-up reacting to drop in inflation to 12.40 per cent against expectation of 12.83 per cent, on moderation in prices of vegetables, meat, cement and a few non-administered petroleum products.

Directionless till Thursday, investors took this opportunity to build positions in recently beaten down banking and realty stocks as fears of Reserve Bank of India raising interest rates eased.

Market also got a lift from a rally in Asia and the US earlier on the back of a surprise 3.3 per cent first quarter GDP growth in US. Retreating oil prices as traders discounted threat of hurricane Gustav to US installations boosted sentiments further. However, oil climbed back up to $117 in Friday’s trade as threat from Gustav continued to loom.

Back home, data showed the Indian economy grew at 7.9 per cent in the April-June quarter against previous quarter’s 8.8 per cent. The numbers were also disappointing compared with previous year’s 9.2 per cent growth.

This is the first time in last thirteen quarters that GDP growth has fallen below 8 per cent, but India is still expected to clock an annual growth of 8 per cent.

“Moderation will continue for at least for two more quarters (factoring the further tightening by RBI). However, we do not expect GDP to fall below 8 per cent in 2008-09. The consumption demand (both from consumer and government) is still strong which should support the manufacturing sector. Investment and savings are also satisfactory and is reflected in growth of construction sector in this quarter (11.4% against 7.7% a year ago),” said Krupresh Thakkar, research analyst, India Capital Markets.

“Growth in agriculture holds the key, as a good season would increase demand for other products from industrial and service sectors boosting the economy. The slight slowdown in service sector is an area of concern but we would like to watch the figures for one more quarter,” he added.

Bombay’s Stock Exchange’s Sensex closed at 14,564.53, up 516.19 points or 3.67 per cent. The 30-share index touched a high of 14,586.16 and low of 14,279.02.
National Stock Exchange’s Nifty ended at 4,360, up 3.46 per cent or 146 points. It touched a high of 4,368.80 and low of 4,230.60.
Hitendra Nayee, institutional-head, dealing, India Capital Markets, said, “domestic funds and foreign institutions both turned buyers. After months, we saw inflation climbing down and GDP numbers were also in line with expectations. The good thing is volumes were high, that shows interest returning back into the market. Now, the NSG meet will be keenly watched. We are expecting short-term uptrend in the market.”

However, second rung stocks were behind in the race as compared with heavyweights. BSE Midcap Index closed 2.38 per cent higher at 5,742.29 and BSE Smallcap Index gained 1.61 per cent to close at 6,891.64.
State Bank of India (7.19%), Reliance Infrastructure (5.97%), ICICI Bank (5.93%) Tata Motors (5.44%) and DLF (5.35%) were the major Sensex gainers. There were no losers in the index.
Shares of Tata Steel surged nearly 5 per cent after the company posted 60.5 per cent rise in April-June consolidated net profit late on Thursday. The company’s shares ended up 4.99 per cent at Rs 600.35 with volume traded at 22,11,323 against two-week average of 14,78,472 shares. The steel maker is in talks to raise at least $1 billion from a stake sale to private equity firms or a private placement of shares, according to media reports.

Gammon Infrastructure Projects ended up 1.17 per cent at Rs 94.95 on BSE after it got an order for a bridge project worth Rs 8 billion.

Jai Corp ended up 5 per cent at Rs 324.30 on market talk that Mukesh Ambani’s Reliance Industries may grant it a gas distribution contract.

On BSE , advances were 1,851 and declines 790.

According to NSE website, total turnover was Rs 10,626.94 crore (provisional), up from Rs 8,769 crore Wednesday—a prior to settlement day. Avdhoot Investment

Systematic investing pays when markets correct

~ Mr. Sameer ~ Leave a comment

For those expecting the Sensex to touch 16,000 in the near term, last week’s market trend came as a jolt. With inflation continuing its upward trend, there wasn’t much good news and as a result, on Thursday, the Sensex lost over 400 points. It has once again brought back the fears of corrections at regular intervals and consensus is growing in favour of a weak market in the near term.

While the earlier sore points of high inflation and resulting higher interest rate regime continue to exist, the bad news during the week came in the form of higher crude oil prices. The mild surge in oil prices has strengthened the case for bears who are once again back in action. With traders too taking comfort in going short, one cannot expect a huge recovery in the stock prices in the coming days. Much of the uptrend would be triggered by short covering than value buying.

But the good news for long-term investors is that the market has begun to show resilience and the current weakness has factored in most of the bad news. The intermittent selling pressures , largely driven by foreign financial institutions, needs to lose momentum for the local investors to commit larger cash. The local institutional investors like insurance companies and mutual funds, have been sitting on a larger components of cash and have preferred to play the wait and watch game. For More click here

Life Insurance

~ Mr. Sameer ~ Leave a comment

Life Insurance : Top things to know
1. All policies fall into one of two camps.
There are term policies, or pure insurance coverage. And there are the many variants of whole life, which combine an investment product with pure term insurance and build cash value.
2. Insurance is sold, not bought.
Agents sell the vast majority of life policies written in the U.S. because the life insurance industry has a vested interest in pushing high-commission (and high-profit) whole-life policies.
3. Whole life is expensive.
Policies with an investment component cost many times more than term policies. As a result, many people who buy whole life often can’t afford an adequate face value, leaving themselves underinsured.
4. Whole-life policies are built on assumptions.
The returns quoted by the agent are simply guesses – not reality. And some companies keep these guesses of future returns on the high side to attract more buyers.
5. Keep your investing and insurance strictly separate.
There are better places to invest – and without the high commissions of whole-life policies.
6. Buy enough term coverage to fill your needs.
Life insurance is no place to skimp, especially with rates at historic lows.
7. Match the term of the policy to your needs.
You want the policy to last as long as it takes for your dependents to leave the nest – or for your retirement income to kick in.
8. Buy when you’re healthy.
Older people and those not in the best of health pay steeply higher rates for life insurance – so buy as early as you can, but don’t buy until you have dependents.
9. Tell the truth.
There’s no sense in shading the facts on your application to get a lower rate. Be assured that if a large claim is made, the insurance company will investigate before paying.
10. Use the Web to shop.
Buying life insurance has never been easier, thanks to the Internet. You can get tons of quotes – and avoid the pushy salespeople. for more detail visit Avdhoot Investment